When you are in the unfortunate position of having way too much month left at the end of the money, many people start thinking of bankruptcy. Based on common knowledge, many people think that bankruptcy is their only option and that is will just very simply wipe out all their bills so they can start over.
This is a definite misconception, especially the "simple" part. Bankruptcy is far from simple. Yes there are all kinds of "do it yourself" kits on the ma...
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