Whenever you apply for finance such as a personal loan or a credit card, you're likely to be encouraged to take out an insurance policy to cover your repayments should you be unable to work because of illness or redundancy. Payment Protection Insurance, or PPI, can be useful in mitigating the financial effects of a sudden and drastic change in circumstances, but there has also recently been some controversy over the way it has been sold to customers, who in s...
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