The days when a credit card was just a credit card are long gone. The basic idea of a card, the ability to make purchases now while only actually paying for them at a later date, has been almost submerged under a huge range of extra features and benefits. Balance transfers, cash back, rewards, 0% deals, charitable donations, affinity programs... there's a lot to think about when applying for a new card these days.
However, if you're going to secure yoursel...
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