The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies –
Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your
request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the
files of the nation’s consumer reporting companies. The Federal Trade Commission (FTC), the nation’s
consumer protection agency, enforces the FCRA with ...
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