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Credit Card Basics
Many people get in trouble with credit cards because they don't fully understand how the card works. Most people only know that they get a piece of plastic in the mail that they can use to swipe in stores and pay the bill later. Understanding how credit cards work can help you use them responsibly. Credit card companies make money when you pay interest. The company determines the amount of interest you pay each month by using the annual percentage rage,... Read more
Vaughn Balchunas
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Death and Dying(3)
    FICO Soon to Ignore Credit of Authorized Users
    In an effort to maintain the integrity of their credit-reporting formula, Fair Isaac Corporation (FICO) has announced a major change to their formula to be implemented later this year. Unbeknownst to most consumers, many unscrupulous credit repair agencies have employed a practice called credit renting. This process benefits a poor credit score client by having their name added to a good credit score account as an authorized user. The agency and account ho... Read more

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