According to the FTC website “No one can legally remove accurate and timely negative information from a credit report. The law allows you to ask for an investigation of information in your file that you dispute as inaccurate or incomplete.”
This is a message that seems very simple. In fact, many critics of credit repair and credit repair law firms such as Lexington Law will try to use this message to imply that the only recourse for people with a bad credit ...
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