There's no doubt that credit cards have become almost ubiquitous in modern life, with most adults now having at least one open account, even if they don't carry a balance from month to month. Indeed, with the surge in online shopping and other types of online transaction, it might even seem to be obligatory to have a credit card if you want to fully participate in today's society.
However, there's also no doubt that credit cards can be a very dangerous thi...
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