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Retirement plans in the US include the popular 401(k) plan. The plan is a income tax deferred retirement fund that is funded by employees wages that go straight to the plan. Then, income tax is paid when the employee begins taking the money out of the plan after retirement. This is usually beneficial because the employee is often in a lower tax bracket after retirement than before. A great feature of many 401(k) plans is that often employers will match fun... Read more