When a Mortgage Company looks at your loan request, they are looking at three characteristics known as the Three C's of Credit. These characteristics are character, capacity and collateral.
Let's look at character. A creditor will look at your credit history and paying habits to determine your character. They obtain this information from a credit-reporting agency such as TransUnion, Equifax or Experian. It is not unusual for a lender to look at credit re...
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