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Small businesses are defined as firms having one to 500 employees and make up approximately 50% of the civilian non-farm workforce in the United States (Waddell, 1992). Since 1980, the number of small business owners and operators has steadily increased in number (Paleno & Kleiner, 2000). Evidence shows that small business is responsible for providing essentially all of the new jobs created in the US during the 1980’s (Paleno & Kleiner, 2000). New jobs arise ... Read more