Payday loans are often touted as an easy solution to financial problems - they're not! Although they have a place in the financial services industry, they can have severe drawbacks if not used very carefully.

Credit cards which offer cash back or rewards schemes can offer great benefits to their holders. However, as with all types of finance, they're more suited to some applicants than others.

Although they operate on the same basic principle, small business credit cards offer distinct advantages over personal cards for entrepreneurs. Find out the differences and how they could benefit you.

Having a bad credit rating is obviously going to be at least something of a hindrance when applying for finance of all types. That needn't stop you taking advantage of increasingly competitive credit card deals however.

Having a bad credit rating is never something to be desired, but help is at hand for credit-impaired people who want a credit card. Many companies offer precisely this kind of product, and competition is hotting up.

Not all credit cards are created equal, and it's important for your financial health that you get the right one. Find out what you should be looking for when making your decision.

With fuel prices sky high, many people are looking for ways to cut their bills. Could a gas reward credit card provide an answer?

High levels of consumer debt coupled with a worsening economy mean that more and more people are picking up a bad credit rating. However, homeowner loans could give you the opportunity to halt the slide and get your finances bac...

While credit card balance transfers are perhaps not as popular as they once were, they can still offer great benefits if used properly. Find out how to make the most of the facility.

The wealth of features available on today's credit cards means that it can be a difficult task to decide between them. How do you choose one that's right for you?

Homeowner loans are often cheaper and easier to be approved for than unsecured finance, which has lead to them becoming so popular. There is however the risk of property loss involved, and this needs to be balanced against the a...

If you have several credit cards carrying balances you may be able to save money by consolidating them into a single card account. Just pay attention to the interest rates and be sure the figures add up.

Credit cards with an introductory 0% deal offer undoubted advantages to their holders. How could you benefit from applying for one?

There are many options available to people looking for credit. What are the major kinds of loan available, and what would you use them for?

The days when you had a limited choice of credit cards are long gone. The web makes it easy to compare hundreds of cards and apply online to get a quick decision.

Credit cards are almost ubiquitous these days with most adults carrying at least one. What are the benefits that have made them so popular?

Payday loans are often touted as a solution for your money troubles, but they're expensive and can actually make matters worse. Are they worth the effort and risk involved?

If you can't get a credit card because of a poor credit history, or you simply don't want to risk racking up debt on one, then a prepaid credit card could be what you're looking for. Find out what they are and how they work.

Credit card rewards can be a valuable feature, but usually come at the cost of a higher interest rate. Which is more valuable to you, rewards or low interest?

Credit card rewards programs can be a powerful incentive to use your card more often. How do these programs work, and how do you benefit?