Pay advance loans are not to be taken out lightly owing to their relative expense, but they can offer several vital benefits to people with short term cash problems. Find out when payday loans are appropriate, and when they are ...

Getting a loan with a poor credit rating is always going to be more difficult than with excellent credit. Can choosing the secured option make the process easier and more likely to succeed?

Debt consolidation is a popular way of dealing with debt problems for and increasing number of people. Any kind of loan can be used for this purpose, but homeowners are at a distinct advantage.

Payday loans offer fast access to cash when you're in a financial emergency. They should not however be used lightly as they're one of the most expensive forms of credit.

Getting into debt isn't to be taken lightly, but there are times when a loan is necessary. What are the some of the reasons people take out finance?

Your credit rating is crucial in determining whether you can get a loan at a reasonable rate. Why do lenders set such store on it?

Homeowner loans are a popular way of raising funds secured against property. Good credit customers can expect favorable terms, and these loans are also open to those with credit problems.

Although payday loans are too expensive to be used to fund unimportant spending, they can be a lifeline for people who need money to pay an essential bill. What's more, they're usually quick to arrange and available to people of...

When your finances don't add up you need to take action if you want to avoid stressful debt. Getting your personal budget right is the first step.

With personal debt at record highs, many people are struggling to cope financially. Debt consolidation is one strategy often used to ease the pressure.

Having a bad credit rating needn't stop you from getting a loan. There are options available for people of nearly all financial circumstances if you look hard enough.

The internet has revolutionized many areas of our lives, not least in our ability to find short term cash loans to help out in an emergency. Find out what online payday loans are and how they work.

Payday loans can be extremely useful when you're in a financial scrape, but they have serious disadvantages too. Find out how to enjoy the benefits with as little risk as possible.

No one likes being in debt, but for some people problems get out of hand and have effects outside of their financial lives. How can problem debt affect mental and emotional wellbeing?

Hundreds of thousands of people are coming to the end of their fixed rate mortgage deals. Considering the current economic upheaval, is it a good idea to arrange a new fixed rate remortgage?

Years of easy access to cheap credit has left many people struggling with debts. Find out how to get debt free without being forced into bankruptcy.

Your credit rating is an essential part of deciding whether you can get a loan or other finance on decent terms. If yours is damaged, is there anything you can do to improve the situation?

Although the crisis is rooted in high finance, the global credit crunch has implications for us all. How will it impact on people already struggling with debt problems?

A payday loan can be a very useful service for those times when you run out of cash before your next paycheck, but there are downsides too. Find out how they're best used and when they're best avoided.

No kind of finance is going to be particularly cheap, but payday loans are among the most costly kinds of credit you could come across. Are they worth the expense?