I have a web site that covers the mortgage loan process. I thought it was comprehensive but I get at least one question a day about the loan process. Perhaps it is only unclear because many things actually happen in parallel....

I received the this question from K.S. who lives in Antelope, California. I get this question all the time. It is one of my pet peeves because there is absolutely no reason for it to be such a reality to so many people applying ...