Second mortgages and home loans are among the most popular ways for homeowners to get extra cash for important life events. Also known as home equity loans, second mortgages allow you to borrow money "against the equity in your ...

As the saying has it - if it sounds too good to be true, it probably is! And a plan in which your lender makes payments to you rather than you making monthly payments to them, certainly sounds too good to be true. However, a rev...

You've found a beautiful piece of property in one of the upscale areas of Pennsylvania and you're wondering if you can get the best mortgage loan that's available in the market.

Recent developments relating to mortgage laws are going to make Pennsylvania homebuyers happy. In the online version of the Philadelphia Inquirer, an important news article was published on July 8, 2008 regarding five bills that...

Comparison shopping is the key to getting the best price at just about anything you can name. Why is it, then, that people who will hit five different stores to get the best deal on a $500 computer are afraid to comparison shop....

As home prices tumble down all over the country, many renters are looking longingly at the real estate listings and wishing that they'd paid more attention to their credit rating.

Each year, organizations like Kiplinger and CNN rank the top cities in which to live, to buy a home and to work. This year, Pennsylvania cities are hitting high in the rankings of best places to buy a home in a number of differe...

You will potentially be dealing with your mortgage company for the next thirty years, therefore; it is important to choose your mortgage company wisely. The best way to choose a mortgage company is to ask those around you for th...

Anyone who has ever closed on a house knows the large amount of paperwork that must be signed. The process is stressful, and many people are not careful to look over all of the paperwork completely before signing on the dotted l...

In the 1960s and 70s, many lending institutions would use a process called redlining to deny loans. Redlining is using boundaries to determine who would qualify for a loan. Typically redlining prevented minority groups or people...

Loss mitigation is a general term that is used to reduce or eliminate financial loss for both the lender and the borrower. The goal of loss mitigation is to prevent a property from going into foreclosure. Foreclosures are the la...

Are you applying for your first mortgage? Buying a home can be scary, and getting a mortgage can be confusing. If you are buying your first home, make sure that you understand the following facts about mortgages. Know what to ex...

Mortgages are your ticket to home ownership. With a mortgage, you can afford to purchase a piece of real estate, even if you only have a small amount of money saved up for a home. However, for first time mortgage applicants, the...

Are you currently in the process of purchasing a home? If so, you might already be aware of the fact that your mortgage has a significant impact on your taxes. Owning a house is expensive, and the best way to ensure that youR...

Few people have the cash lying around to pay for a piece of real estate in its entirety. In order to become a homeowner, you'll need to apply for a mortgage - a loan that allows you to purchase real estate.