No kind of finance is going to be particularly cheap, but payday loans are among the most costly kinds of credit you could come across. Are they worth the expense?

The practice of shifting debt from one credit card to another to take advantage of 0% balance transfer deals isn't as popular as it once was, but a related activity is still alive and well. Find out how balance transfers could a...

Most people by now aware of the potential dangers of credit cards in that it's all to easy to run up excessive debts. However, not as many people realise that using a credit card can actually be a profitable activity.

Are you properly prepared to make a loan application? There are certain basics you need to know about before plumping for the perfect loan deal.

You've doubtless seen the media coverage of the so-called credit crunch that has had the economists and bankers growing increasingly worried recently. However, it's not just an issue affecting the arcane world of high finance, i...

Don’t fall into the credit abuse world. Live within your means. If you have a high interest credit card, transfer your balance to a true low interest rate card. You’ll save more money that you can imagine.

A loan is an important financial commitment, and so you should only deal with reputable web sites when applying. How can you tell which ones are trustworthy and which ones to avoid?

Opening and reading your credit card statements every month can easily be neglected in favour of other more interesting activities, but this could be a mistake. Read the three reasons you should stay on top of your statements....

The introduction of credit card balance transfer fees has taken a lot of the steam out of the activity known as card surfing, as it is no longer possible to move debt around for free. But does this mean that transfers are no lon...

Payment protection insurance (PPI) can be a useful option when you're taking out a loan, but isn't always appropriate or necessary. Find out what you need to know before making the decision.

Today more and more people are filing for some sort of debt protection and relief under the bankruptcy laws. With the current upward trend in bankruptcy filings, it is important to have a basic understanding of some of the commo...

A bad credit army loan can be used for any number of purposes or reasons. Some servicemen and women choose to use the money to put their children or themselves through school while others simply want to renovate their home or ge...

Your credit score is one of the most important factors in getting approved for a loan. How is it calculated, and how does it affect your application?

You might not always know it from the bright and breezy TV adverts, but a secured loan is a very serious financial commitment, potentially putting your home at risk. Before applying, it's a good idea to ask yourself whether an a...

Does your spouse or partner ever complain about you spending too much money? Or perhaps you have more shoes, clothes or cosmetics than you could possibly ever wear? Maybe you have to own every new gadget before everyone else in ...

Do you have a small business? Do you regularly purchase office supplies, and have financial software that manages your financial records? Do you sometimes charge your business expenses to your personal credit cards?

There are a lot of things to juggle when you are at college. Daily class schedules, when assignments are due, the next intramural game that you promised to play in, and, always, managing your money so that it lasts until the en...

The BP Visa Rewards card is issued by Chase and developed for consumers with a good to excellent credit rating as recorded with the primary consumer credit reporting bureaus. If you have good credit, you can be approved for a BP...

The MasterCard and Visa logos are representative of the most widely distributed credit cards in the world that are issued to consumers for both business and personal use. Almost all financial institutions offer MasterCard and Vi...

Reward credit cards are everywhere and can provide the best benefits. Your mileage may vary.