I'm so glad you stopped by to read this article. My name is Choice. I live in a small town in Illinois. Just a regular old guy who likes helping people whenever I can. Being born in a tiny town in Alabama I've always had down home values. I want to help you raise your credit score and clean up credit.

In the upcoming days and weeks we're going to talk in plain language about this credit game that has so many people in bondage. Understand that I'm not an attorney and I do not hold a degree in credit repair. But I have picked up a lot of knowledge about how to raise credit score and clean up credit.

So this is my first article. Thank you very much.. There will be a new one coming out every few days, so stay tuned. We will end with enough education and motivation to be a real threat to those unfair credit bureaus.

So what are credit bureaus all about? The bottom line is they're about making money hand over fist. And it's all done at the expense of ruined lives and families.

Just about every company you do business with will report your payment history (good or bad) to these credit bureaus for a substantial fee. The credit bureaus accept whatever they say about you as truth. Hey, as long as they're getting paid they don't care.

All this information the credit bureaus compile on you is put into a credit report. It shows how you pay your bills, if you are in bankruptcy, any law suits or tax liens, and so forth and so on.

It's like they're telling your life's story. The sad thing is that a lot of time the information is wrong or at least reported with errors. But because of the money they make, the credit bureaus will report these things until you make them remove them.

...and just fyi, the credit bureaus make even more money by selling everything they have on you to companies that pay for it. Those companies then make a decision on whether you buy a car or a home, get insurance or a job, and so forth. And when you think about how they report inaccurate information, it's very troubling.

But I have good news for you today. Credit bureaus use scare tactics to make you think there is nothing you can do to clean up credit. They will tell you only time can make things right. Now that is not the TRUTH.

You see if there is any inaccuracy in the way they report on you, then you have a case. They have to be 100% correct on all levels. Did you know that? There is the Fair Credit Reporting Act that protects you against the credit bureaus.

So as we go forward in these articles we're going to credit war to clean up credit for you. The very first thing we'll do is show you how to get your free credit report and then stop those phone calls from harassing you.

You're going to love that; no more harassing phone calls from collection agencies. Oh what a relief it is.

We'll talk soon.... Choice Harris

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Choice Harris believes in helping those in need. His motto is each-one-help-one. He wants to help you clean up credit. Get free insider tips on how you can raise your credit score by 249 points in 90 days. Presented in common everday language that you can put to immediate use.