Prepaid debit cards are one of the more safe methods of building credit for a consumer, as well as one of the more safe methods of issuing credit for a bank. The basic commonality all prepaid cards have is that a deposit of some kind must be made by the person before the bank will grant them credit.
Card varieties differ in the ... Read more
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The annual fee for the basic Preferred Rewards Gold Card from American Express is a mere $90. Each additional card has an annual fee of $35. The card presents a great opportunity to save on fees, because the fee for the basic card and a maximum of up to five additional cards are waived off for the first year.
With no pre-set spending limit, the Preferred Rewards Gold Card from American Express is the ultimate solution for all your financial needs. This option will ensure that you are never short of funds when you are proceeding with a plan and make you more confident about your move. All the same, Preferred Rewards Gold Card from American Express is a card for the ones who plan to pay in full each month. If you carry revolving balances, you will invite unnecessary financial charges or accrue credit card debt. This will mar your credit rating and spoil your prospects. The Myriad Of Benefits The Preferred Rewards Gold Card from American Express has an excellent reward program. The card fetches you one point for every dollar spent on almost all purchases. The points can be redeemed for entertainment, shopping and traveling. With the first purchase, the cardholders earn 10000 bonus points. These points can be used to redeem a $100 gift card at the participating merchants and retailers. You can also use your points for travel rewards on over 21 airlines. The most interesting part is that there is no limit to the number of points that can be earned and there is also no expiration period for the points. The Gold cardholders enjoy many other facilities. Thus, you can obtain tickets for exclusive Gold Card events like live concerts, shows, and even sporting events. What is most interesting, you will be able to book the tickets in advance, much before they are put up for public sale. With this card if you are interested in booking the American Express Travel Service, you can get the facility of cash credits to your account. The purchase protection program offered by the card protects all your eligible purchases (made with the card) from theft or accidental damages. This offer is valid only for 90 days. The card also offers baggage insurance, emergency check-in service, which enables the cardholders to check in the hotel even if the card is stolen. The Extra Benefits Like the other cards, the Preferred Rewards Gold Card from American Express offers legal referral services, medical referral services, auto rental insurance, travel accident insurance, various merchant discounts, lost legal insurance, emergency card replacement, travel and emergency assistance services and many more benefits. The card also offers the opportunity to view the year-end financial statement.
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