Many of us have had car trouble in the most inconvenient moments. If you’re one of the lucky few who have never had a car breakdown, there’s still no guarantee that it will never happen to you. Your car can breakdown in the worst possible moments and in places you really don’t want to be stuck. Calling a random towing company is al... Read more
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As I was was researching this article, I went on to google groups and looked for what people were saying about suicide and life insurance. The holiday season has a reputation for having high suicide rates.
It was rather disturbing to see people talking about suicide on public forums. It was horrifying and relevant at the same time. There was one post that stood out in my mind. This person wanted their death to look natural to the life insurance company, so they wanted to know how to go about killing themself. I found this disturbing that they would look at their life and view it as being worthless. QUESTION: Can you commit suicide immediately after purchasing life insurance? To answer this question, we asked Erik Haynes of Conservest Inc. located in Toronto, Ontario. According to Erik "You can't buy a policy today, kill yourself tomorrow and have your beneficiaries reap the cash benefits of your death". Most policies have at least a 2 year waiting period. Hopefully, during that time, people looking at a solution such as this, would seek help professionally if they feel like they are in a hopeless situation. Ask yourself this: Your beneficiaries receive $250,000 or $500,000 in cash benefits. Think about how they would feel every time they spent some of it know that you killed yourself. You should always read your life insurance policy to know what you have agreed to. While it may seem anonymous to be talking about committing suicide on the internet, one would hope that if someone knows who it is talking about suicide, they would get someone involved and hopefully be able to prevent this from happening. BTW... I checked the person who posted the above and they stopped posting a week after these initial posts. That's pretty scary! GET HELP. Suicide is not the answer if you need help financially.
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