Although your health is the main reason to quit smoking now or in the near future, it isn't the only factor that you should consider. The high cost of smoking also has a direct impact on your lifestyle, limiting the amount of money you can contribute to the more important living expenses of the household.

Smoking has become a very expensive habit, and it's obviously worse when you smoke more than one pack per day. Most smokers start out smoking relatively few cigarettes per day, but as the addiction takes hold, you have to start increasing the number of cigarettes you need to have each day in order to keep feeling the mood enhancement that nicotine addiction gives you, so the cost of your habit rises accordingly until you make the decision to quit smoking.

Right now, you can easily calculate the drain on your household budget by figuring out how many packs per day you smoke, multiplying that number by 365 and then dividing that number by 12. If you then multiply by the cost of a pack of cigarettes, that's the monthly cost of your nicotine habit, which would fall to zero immediately when you quit smoking.

As an example, if you're paying $3.58 a pack, which is low compared to some areas, and you smoke one pack a day, then your annual cost is $1,306.70. That's an expensive habit.

If you smoke 2-3 packs a day and pay up to $5 a packet, you're burning a huge hole in your income! That amounts to a staggering $3,650 to $5,475 a year! Stop smoking and over ten years you will have saved between $36,500 and $54,750... that's a whole lot of money in anyones estimation, what a boost to your lifestyle!

The price of smoking doesn't stop with the amount you pay over the counter for your habit, there are many associated costs. There's a higher dry cleaning bill to remove stains and odors and smokers have more teeth cleaning for the same reasons.

Also until you quit smoking, you're plagued with higher insurance costs because health care providers know the impact smoking causes on the health economy of our nation.

Want to upgrade your car? If you've been smoking in it, you won't get as much for your trade-in as you would if you had quit smoking. By the way, that's no excuse for constantly flicking your ash out the window and dumping your butts on the road, not only can this be a major cause of grass fires, but it doesn't stop your car from stinking of cigarette smoke. In addition, studies are showing that smokers earn less and are running the risk of being unemployable by companies with a non smoking policy.

Insurance isn't the only health cost, there are many other health issues caused by smoking that place a burden on your finances. Stop smoking and improve your health outlook as well as your family health. The consequent increase in your available money and health will make your lifestyle so much better.

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Have a hard time quitting smoking? Be sure to check out Tom Johnsons' 21 day free quit smoking course. Have other bad habits? Then you want one or more of his 22 free bad habits courses