Proper business planning is essential in any business. Some companies are better than others of course; for instance, Toyota's planning is superior to the U.S. automaker's planning. Toyota used innovative technology and began to introduce high mileage hybrids when the cost of gasoline began to rapidly rise. This type of proper business planning will lead to greater success.

Personal planning is similar to business planning. Properly plan for the future and you'll be much more successful. When planning a personal budget, future expenditures, or choosing investments, proper planning is essential for maximum success.

The U.S. happens to be engaging in a hyperinflationary path today. What this means is the Federal Reserve is loaning billions of dollars to ailing banks. This causes many economical problems such as inflation. Many believe inflation to be the rise of prices; actually it is a devaluation of money due to dilution. When Ben Bernanke gave his infamous helicopter speech it was stated that the Federal Reserve can dilute the value of a country's money when they feel the need.

Right now we are on a hyperinflationary path; however, will we continue on this path all the way to the end as Weimar Germany did in the early 1920's? We certainly need not. The currency became completely worthless in Weimar Germany due to hyperinflation. The exchange rate in 1914 was 4.2 Marks to one U.S. dollar. By 1920 it had changed so drastically that it took nearly 39.5 Marks to on U.S. dollar. The trend continued down this path until November 1923 where it would take 2.4 trillion Marks to equal one U.S. dollar!

By the next month the Mark was worthless and was replaced. This is one very good example of hyperinflation that a country can experience; unfortunately bringing them to the point of worthless currency. But is it really necessary to continue a path of hyperinflation to this point? No. The US was on an inflationary path in the 1970's. This could have continued to the point of worthless money but it didn't. Attention of the rapidly raising costs contributed to the cessation of the inflationary path with the aid of Paul Volcker.

Well, here we are, 28 years later, and again this country is going down a hyperinflationary path. Where will it stop this time? Will it continue to the ultimate end like Weimer Germany in the 1920's, or will it be halted like it was in 1980? If it is halted, at what point will that be?

Those are very good question. There was a recent news story about riots in Haiti over rapidly rising food prices. Already, five people have been killed. Sometimes the public gets very upset with rising prices. Sometimes the public doesn't. Sometimes hyperinflations are halted. Sometimes they aren't.

When will today's hyperinflationary path change courses? I would like to know the answer to that. Rapidly rising home prices didn't seem to cause much complaint from the public; of course those who owned homes already didn't notice this.

There is a saying, 'the tide will raise all ships' and this is true. It is nearly impossible for the prices of gasoline, food, and clothing to rise and also the prices of homes to rise as well. The best guess I would have is that the hyperinflation will continue until the price of homes begin to rise again.

When there is rioting and deaths due to rising prices of food and gasoline, then the days of hyperinflation may be nearing an end. Stay tuned.

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J Stromsteen has many years experience in the finance and insurance industry. She writes for the website Bush's Depression as well as first time home buyer to provide up to date details on the unfolding real estate situation.