Everyone knows the financial results of identity theft. Credit card fraud, poor credit, bounced checks and unpaid debt are common place due to stolen identities. Finance is not the only thing that can be ruined. Here is a list of some other types of identity theft.

Other Kinds of Identity Theft

The first type is character identity theft. You may be a risk of being charged with a crime if your character identity has been stolen. You may even end up spending time in prison. Character identity usually happens when your driver's license is stolen and the number used. Your driver's license is your most important piece of identification after you Social Security number. If your character identity is stolen you may not be able to find work because of unfavorable background checks.

Social Security number theft is one of the most serious forms of identity theft. With a stolen Social Security number someone can access just about any other piece of private information. Almost all identity theft happens because the person's Social Security number has been jeopardized. Tax information as well as bank statements and employment records all use it for identification.

Medical benefits are at risk as well. Social Security number is also used as Medicare ID. Without Medicare or other health insurance, people usually will be unable to pay for medicines or services given by a hospital or clinic. False information can be placed in health records, thus causing difficulty in getting health insurance. The less healthy a person is, the more difficult it is to find low rates on insurance.

Traffic violations are another problem. Stealing a driver's license is one of the most devious types of identity theft. With a license, the thief can obtain auto insurance using the number and harm the person's credit rating by not making the payments. Any traffic violations that are obtained on the license number are recorded and your insurance rates will rise.

The most well-known of the types of identity theft is credit theft. This occurs when someone gains access to bank account information, ATM PINs, or credit cards. Using these bits of financial information, the thief applies for loans, conducts online transactions or empties the victims bank account. Victims often fail to realize they have suffered identity theft until bill collectors begin to call, demanding payment for products never bought or services never requested.

Being aware of these types of ID theft will help keep you safe. You need to realize that finance is just one. Character and health and transportation can also be at risk.

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