ATMVerify is a proprietary check verification application that can be used on the ACH processing network. Any merchant using the ACH electronic payment processing solution can greatly benefit from this e-check verification tool. You will be able to integrate ATMVerify with other payment processors on the ACH network. You can use this tool... Read more
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The ACH payment processor allows full automation of payment collection for recurring bills and one time payment. The system uses e-checks, which is actually the regular check of your customers. The difference is you need not accept the paper version of the check. All you need is to get the checking account information of customers so you can collect e-checks monthly. The ACH payment processing method eliminates costly invoicing, tedious collection calls, and other annoyances during payment period. All you have to do is to debit the payment from the customer’s account so you can credit it to your business account. The simplicity of the process makes it a very popular payment option for recurring bills payment. To protect your business from NSF e-checks, you need to use the ATM Verify software. ATM Verify is a check verification tool you can use for all payments made on the ACH system. The software utilizes the database of all participating banks in the ACH network. It will search the account used to issue the e-check. Through this process, the software can determine if the account is in good standing or not. Once ATM Verify acquired the data, it will send instant notification for you. If the e-check is valid, then you can proceed with the transaction. If the account is problematic, you can deny the e-check issued by the customer and demand other means of payment. Some customers or clients are not comfortable with automatic deduction of payment from their account. In such cases, you can accept e-check payments by phone. For example, when payment is due, you can simply call the customer and ask for the check routing number and account information. You can input this information in your ATM Verify. Once the software determines that the check is funded, then you can proceed with the transaction through the ACH payment processor. You can now thank the customer and call him again next month. This method is less automated but you can ensure that your customer can make prompt payments every month. ACH payment processor can offer lots of benefits for your company. This payment method will ensure that your clients or customers will not fail to pay their bills to you. You can also easily verify the checking account of the customer by using the ATM Verify software. So you need not worry anymore about missed payments once you implement the ACH electronic payment processing system for your business.
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