Remember that you yourself can be the protector. That is all fine and well as long as you keep the documents naming you as such so secret that no one else could find them, not even by chance. If they do find them, the jig is up.
How crappy does that sound? You lose without ever having a chance. Now if you were smart and had dish... Read more
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Everyone is at risk of becoming an identity theft victim. However, there are easy things you can do to reduce your exposure. Here are 6 tips that may help.
1-Review your driving record: Besides protecting your identity, it's a good idea to check your driving record from time to time to see if there are any mistakes. You want to make sure there is nothing there that shouldn't be. If there is, it could mean someone has copied your drivers license. Insurance companies regularly go over your record, and if there is a mark against you, it could mean higher rates, along with the identity theft. 2- When purchasing a new computer, make sure you "wipe" your personal information from the computer that you are getting rid of. Remove your old hard drive and smash it so it's not useable. 3) Reduce The Information Supplied On your Checks: Your checks pass through many channels and are seen by many people. Limit what's on the front of your checks, use your initials for your first name, and NEVER, NEVER, put your social security number on your checks, even if you are requested to do so. Secure Your Mailbox Because of the personal information contained in your mailbox, it is a high priority target for identity thieves. A new mailbox with a lock these days is a must. 5) Watch What You Put In Your Trash Can Or Bin. Identity thieves will look for information in your trash. Junk mail is an avenue for them due to some personal information that is contained in some junk mail pieces. Tear up, use scissors, or get a shredder and use it. 6) An Identity Theft Protection Program Is A Great Tool: You can, for a low monthly fee purchase an Identity Theft Protection Plan. There are several out there such as lifelock and Identity Theft Shield from Prepaid Legal. Some programs like Identity Theft Shield will even help restore your credit and name if you become a victim, along with monitoring your credit file. Don't wait, use what you just learned. These are simple steps you should take to help avoid identity theft.
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